Price improved. . . Rare find! One story home with over 3000 square feet of living space! This spacious one-story home in Saint Cloud offers over 3000 square feet of living space, featuring 5 bedrooms, 3 FULL bathrooms, and a many more desirable amenities. Enjoy the convenience of a newer AC and roof replaced in 2022, alongside spacious bedrooms, each with its own walk-in closet. The large kitchen with island is perfect for entertaining, complemented by almost new appliances and ample cabinet space. The pantry is found before entering into the laundry with enough space to store all your food items and anything else you need. Laundry is found right next to the kitchen pantry not by the garage entry giving it its own separate space. You will enjoy to find custom shutters in the common living areas which add a touch of elegance. With freshly painted interior and exterior, this home is ready for you to move in. From the main entrance step into the foyer and formal living room, where you'll be greeted by a the open space and sense of warmth and comfort. The layout of the home ensures privacy, with all bedrooms situated on one side and the kitchen and dining areas on the opposite end. This thoughtful design provides the perfect balance of space for relaxation and tranquility. With custom shutters adding a touch of sophistication to the common living areas, this home exudes charm and elegance at every turn. Simply add your personal touch to make this your dream home. Don't miss out on the opportunity to call this place your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,765 | $3,510 |
Total Monthly Payment | $3,209 | $3,136 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.