OPEN HOUSE - SAT 5/11/24 1PM TO 3PM
Welcome to this beautiful home in Secret Cove, a well-established neighborhood in the heart of Southside. Don't miss a great opportunity to call this spacious home your own. The ground floor features large living and dining areas. Family room features elegant fireplace and crown molding throughout. The kitchen features granite counter tops, stainless-steel appliances, and a breakfast seating area. The kitchen and family rooms open onto a large, screened lanai. Upstairs is the owner's suite and 4 additional bedrooms. Updated bathrooms and brand new carpet. The home is on a large lot that backs up to a forested, private area. The Secret Cove community offers great amenities such as a community pool, tennis courts, and public park. Enjoy the neighborhood's 23 acre lake. Some amenities require the homeowner to join an additional voluntary HOA. Centrally located just a few minutes from St Johns Town Center, major hwy, & Medical Centers. If buyer chooses preferred lender, First Coast Mortgage NMLS #1953441, up to a $2, 500 credit will be applied towards closing costs. Rusty Davis (Loan Officer) - NMLS #228007. This is not a commitment to lend. Equal Housing Opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,542 |
Total Monthly Payment | $3,249 | $3,175 | $3,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.