Welcome Home! Experience relaxed sophistication in this stunning Mamanasco Lake retreat. The private sanctuary offers multiple entertainment areas, newly refinished hardwood oak floors, high vaulted ceilings, an abundance of natural light, and a cozy fireplace in the lower level rec room. Extensive upgrades include new furnace and oil tank, stainless steel refrigerator, washing machine, and generator hook-up. The tastefully designed property enjoys an open floor plan with the remastered custom kitchen serving as the heart of the home with sleek glass subway tile, granite countertops and stainless steel appliances. Adjacent to the kitchen, glass atrium slider doors open onto a private outdoor deck perfect for three-season entertaining. The main floor Primary Suite comes complete with a spiral staircase leading to an expansive loft boasting a multipurpose space, full bathroom, walk-in closet, and breathtaking views of the lake. The neighborhood boat launch is right across the street offering easy access to swimming, kayaking, skating, and other non-motorized boating activities. Situated on 0. 71 acres and the driveway access off 12th Lane, this property is conveniently located for NYC commute and close to schools, rec facilities and downtown Ridgefield, CT's first Cultural District. A perfect blend of luxury, convenience, and community living! Welcome Home! Included in sale are Assessors Field Cards: C100099, C100095, C100096, C100097, C100098. Previous listing states there is an approved 4BR building lot at C100096 at 94 Old Sib Road. We were not able to confirm the existence of this approval and buyers are encouraged to do their own due diligence. Note, driveway is off 12th Lane.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.2X8.7 | Main |
Bedroom 2 | Hardwood Floor | 10.1X9.4 | Main |
Dining Room | Vaulted Ceiling,Hardwood Floor | 11.9X9 | Main |
Family Room | Vaulted Ceiling,Balcony/Deck,Sliders,Wall/Wall Carpet | 16X12.3 | Main |
Full Bath | Tub w/Shower,Tile Floor | Main | |
Full Bath | Vaulted Ceiling,Stall Shower,Tile Floor | Upper | |
Full Bath | Stall Shower,Tile Floor | Lower | |
Kitchen | Vaulted Ceiling,Breakfast Bar,Granite Counters,Sliders,Hardwood Floor | 14.3X10.9 | Main |
Living Room | Vaulted Ceiling,Hardwood Floor | 17.9X13.1 | Main |
Loft | Skylight,Vaulted Ceiling,Wall/Wall Carpet | 16.7X12.6 | Upper |
Primary Bedroom | Vaulted Ceiling,Hardwood Floor | 13.6X11.2 | Main |
Rec/Play Room | Built-Ins,Fireplace,Wall/Wall Carpet | 21.1X14.9 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $919 | $919 | $919 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,060 |
Total Monthly Payment | $5,104 | $4,999 | $6,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.