Remarkable potential in this 3-4 Bedroom charming ranch in sought after Williamson Circle section of Oakville. The home features a very large eat-in kitchen with pretty views of Wattles Brook behind the home and living room with refinished hardwood flooring and 3 good size bedrooms, also with refinished hardwood flooring, all with use of a large full bathroom. At other end of home is another bedroom with its own bathroom with separate heat zone. This room was enlarged by converting much of the garage space but can easily be converted back to a smaller room and a garage or enjoy this space as an office or formal dining room! Wander outside through a pretty French door and you will find an amazing Trex deck with composite railings to relax and enjoy the quiet privacy and listen to the babbling brook. Home also comes with a hard-wired Generac system (installed in 2016) fueled by dual propane tanks and central a/c system (new in 2019), a newer roof (2016), newer windows and a security system. You will love the blank canvas of the full walk-out basement which you will find the washer (new 2023), dryer and stand-alone freezer and industrial dehumidifier. Don't miss this rare opportunity to make this diamond in the rough your new home with a little TLC - House being sold as-is.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Main |
Eat-In Kitchen | Dining Area,Sliders | Main |
Full Bath | Tub w/Shower,Tile Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Full Bath,Plywood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,626 | $1,584 | $0 |
Total Monthly Payment | $2,105 | $2,063 | $479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.