Check out this super cute one-bedroom co-op apartment in The Barclay cooperative! Very economical. . . why rent when you can own? This apartment features a foyer, eating area, kitchen, huge living room, big bedroom, a full bath and 4 closets! Excellent move-in condition. Located on the 6th floor, this unit offers plenty of natural light and nice views. The low monthly maintenance of approximately $895. 00 includes gas, heat, water, and real estate taxes (also includes a $150. 00 per month temporary assessment that ends September 2025, and a second $131. 00 assessment that ends October 2024. Base maintenance is only $605. 00 per month). The building amenities include a laundry room, bicycle storage room plus indoor & outdoor parking available to rent (may require short waitlist). No subletting. Service dogs under 25 pounds are permitted. Low flip tax. Minimum down payment is 25%, purchaser must have verifiable income, assets, and good credit. Subject to co-op board approval. The location of this building is fantastic. . . close to shopping & eats on Cross Bay Blvd, easy access to the Belt Parkway, extremely close to Q11, Q21, Q41 bus stops and the QM15 bus line into Midtown Manhattan. Not too far from the "A" train as well. This is a great apartment and a great investment, come take a look, you will not be disappointed!
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,400 | $134,400 | $134,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $917 | $893 | $1,152 |
Total Monthly Payment | $992 | $968 | $1,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.