Detached single family condo in Maple Oak Reserve, a desirable adult community. This home borders open green space. Oversized windows bathe this home in natural light. With a open concept floor plan the two story foyer leads to main living area boasting an office, side hall to laundry and garage. Kitchen with solid wood cabinetry, granite counters, center island, stainless appliances and opens to dining room with sliders to deck. Spacious living room with vaulted ceilings and gas insert fireplace. Master bedroom with two walk-in closets, full bath with double vanity, tiled shower with frameless glass door, whirlpool tub set in windowed alcove. The second floor offers two bedrooms with Jack and Jill full bath; loft/landing overlooking lower level; a huge bonus/storage room that can be finished if more space is needed. The sprawling basement offers tons of storage. The exterior is enhanced with professional landscaping, irrigation system, two car attached garage and Belgium block bordered driveway. Nestled on 23 acres this unique neighborhood is comprised of 42 homes. Amenities include: clubhouse for entertaining, great room and kitchen, fitness studio and gazebo. Minutes from golf, tennis, parks, shopping and restuarants.
Type | Description | Level |
---|---|---|
Bedroom 1 | Jack & Jill Bath,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Jack & Jill Bath,Hardwood Floor | Upper |
Dining Room | 9 ft+ Ceilings,Sliders,Hardwood Floor | Main |
Kitchen | 9 ft+ Ceilings,Island,Tile Floor | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Office | 9 ft+ Ceilings,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $1,011 | $1,011 | $1,011 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,083 | $3,915 |
Total Monthly Payment | $4,268 | $4,186 | $5,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.