Welcome to 31 Hartstone Drive a spacious 3 Bedroom, with bonus room, 3. 5 bath Colonial set on 2. 08 acres! The house sits on the property where it offers privacy and seclusion from other homes when you are out in your yard. The kitchen is large with a large amount of cabinet storage and features a sliding door to the deck in the back of the house. The washer and dryer is conveniently located on the 1st floor off. There is a 1/2 bath off the kitchen area. The home was built with a large family room in the back of the house featuring a large fireplace and oversized windows for an abundance of natural light. Working from home these days, there is a office on the 1st floor right off the entranceway. Upstairs are 4 spacious bedrooms and 2 full baths. There is also a large area in the attic for storage through one of the bedroom closets. The basement is finished with a large open room and a full bath. Downstairs also has a sliding door leading out to a spacious patio area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $1,781 | $1,781 | $1,781 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,084 | $3,916 |
Total Monthly Payment | $5,038 | $4,957 | $5,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.