2628 10th STREET W, Palmetto, FL, 34221 | $394,500

Historic home lovers, be prepared for love at first sight as you approach this absolutely charming 1920 built Spanish abode with a BRAND-NEW ROOF! Situated on an oversized corner homesite, you are greeted by a huge & stunning banyan tree, providing shade on your expansive front lawn. Step up onto your fully enclosed front porch with a variety of seating areas and windows everywhere allowing the natural light to pour in. As you step inside, notice the original hardwood floors and fully functional wood-burning fireplace, the soaring ceilings, 10-inch baseboards and stunning architectural crown molding. The wood casings around the windows, solid wood doors and extra wide door casings are unlike anything you’ll see in modern homes. The large living room flows into a large dining room and just beyond that is your kitchen with a plethora of storage space and updated stainless steel appliances and farmhouse sink. If you like cooking, you’ll appreciate that there is a propane tank feeding the gas cooking range while you enjoy your views from your large kitchen window. The Primary Suite has three different closet spaces so no worries about storage. All throughout the home you’ll see stunning original architectural details like brass hardware and glass doorknobs. Stroll down your wide hallway to two additional bedrooms, and then out into your covered and screened porch area. Just beyond that you have a very large deck where you can enjoy the open air, and you’ll also find the private entrance to the in-law suite. In this area, you’ll find a second kitchen, second family room plus the fourth bedroom with a large walk-in closet. Adjacent to that is another full bathroom that has access back (currently paneled off) into the main house. This home is so well designed and can be used in a variety of ways! Open the home up to have one very large home or keep it the way it is for a perfect apartment for your in-laws, nanny, or additional household members! In the backyard, you’ll enjoy an exceptionally large space that could even accommodate a pool, but right now you get to enjoy stunning fruit trees like mangoes! The appliances are newer, the property has been replumbed and has updated electrical in several areas. A huge storage shed out back allows for even more storage. Situated just a street from the bay, mere minutes to groceries and shopping, a few minutes from Downtown Bradenton and only 2. 4 miles away from Emerson Point Preserve; a beautiful park with nature trails along the water, a place to launch your canoes/ kayaks or even jet skis and a perfect place for your Florida picnics.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Mediterranean
  • Year Built: 1920
  • Garage: Boat, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,130
  • Acreage: 0.23
  • Est. Taxes: $3,367
  • Lot Desc: Corner Lot, FloodZone, Oversized Lot
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: A4605807
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/A4605807/262810thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2024 9:47:09 AM)
Listing courtesy of RADINKA INTERNATIONAL RLTY LLC   Phone: 941-962-4072

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2628 10th STREET W, Palmetto, FL, 34221

$394,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,600 $315,600 $315,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.286%
Monthly Tax Payment $281 $281 $281
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,153 $2,098 $2,663
Total Monthly Payment $2,509 $2,454 $3,019

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.