One of the few remaining large farmhouse lots just outside of town, this homestead is less than 10 minutes to shopping, downtown Somersworth & Berwick, ME and 30 minutes to Portsmouth or the shipyard. Sitting on a knoll surrounded by land, you will find surprising privacy here and additions made over the years for generational living. A sunny breakfast room, dining room, big kitchen with peninsula island and pantry, plus an oversized living room offer lots of room for family and friends to gather! The rest of the first floor has a laundry room leading to a huge bath with a reproduction claw foot tub & separate shower, a bedroom, a separate half bath with expansion potential, and a cool storage area ideal for gardeners. The second floor offers a bedroom with classic softwood floors, and a two-room owner’s suite with a sunken bedroom offering many closets & built ins and an extra room that could be a sitting room, an office, or a nursery. Outside there is a two car detached garage, a mini-barn for large mowers or small tractors, and an auto-start generator. The expansive yard has full sun areas ready for you to start a garden! The vintage clothesline frame is still here too, just waiting for you to hang your freshly laundered sheets to capture the fresh air & sunshine scent. Come see the beauty of the land and why generations have called this special place home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $2,936 | $2,877 | $3,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.