BEACHY ELEGANCE IN SOUTH COUNTY This is your opportunity to live in the highly sought after Preserve at South County Commons! Enjoy simple condo living in this beautiful, sunny, open floor plan, 2517 SF unit. This spacious 2-3 bedroom, 2 bath condo is move-in ready. The main level includes a formal living room with soaring cathedral ceiling, a large, updated eat-in kitchen, and a spacious den with gas fireplace that brings the outside in with its gorgeous triple window and slider to the private deck overlooking the community's charming gazebo. The formal dining room is open to the living and kitchen area which makes this space ideal for accommodating a houseful. This unit also includes a first floor primary bedroom with full bath including a recently updated shower. A laundry room and half bath complete the first level. The amazing second level is spacious and provides loads of versatility. The current configuration includes a huge loft/den area, a bedroom with walk-in closet (currently configured as a small office), a private bonus room over the garage which is being utilized as a guest bedroom (with its walk-in closet being used as an adorable child's play space). This sun-filled unit also includes central air, a full unfinished basement plus a two car 22' x 22' garage. Walk to the gym, coffee shop, restaurants, theatre and more. Enjoy carefree, healthy living in this desirable seaside community. 5 Minutes to Narragansett sea wall and beach!
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Our Executive Mortgage Banker:
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$729,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,920 | $583,920 | $583,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,983 | $3,881 | $5,007 |
Total Monthly Payment | $4,607 | $4,505 | $5,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.