Welcome to beautiful Saugatuck Ridge, a quiet cul-de-sac enclave of 12 homes built in 2004. Privately situated on 1. 85 acres, this gracious 3-4 BR colonial exudes an allures w/ neatly manicured plantings, stone pillars and walls, and a large backyard w/ gazebo. Inviting front entrance boasts portico w/ balcony above and opens to light-filled 2 story vestibule w/ chic oak inlay floors. Open, airy main level has freshly painted rooms, w/ beautiful outdoor views and traditional style. A central staircase divides formal LR & DR, which flow seamlessly to the kitchen. The spacious kitchen has everything needed for large indoor/outdoor gatherings, incl dining area, breakfast bar, center island, lovely wood cabinetry, double oven, homework station, and sliders to deck. Kitchen opens to generously sized FR w/ new oak flooring (2024), vaulted ceiling, and wood-burning fpl. A full size laundry room and half bath complete this level. Upstairs, get mesmerized by the enormous Palladian window that showers w/ natural light. Primary suite features his & her walk-in closets, jacuzzi tub, and separate shower. Adjacent cozy sitting room can easily be converted back to 4th BR. Bedrooms 2 & 3 share a full bath. Multi-purpose lower level w/ ample storage, cedar closet, and access to 2-car garage. Further highlights: Generac generator, vinyl siding, timberline roof, pressure-treated deck, and Thermopane windows. Mins to Ridgefield center, Danbury Mall, Whole foods & easy up or down county commute. Public Open 11-2 Saturday 4/6 Public Open 11-2 Sunday 4/7
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 13X11 | Upper |
Bedroom 2 | Wall/Wall Carpet | 15X13 | Upper |
Bedroom 3 | Wall/Wall Carpet | 10X10 | Upper |
Dining Room | Hardwood Floor | 15X13 | Main |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Dining Area,Dry Bar,Sliders | 29X13 | Main |
Family Room | Vaulted Ceiling,Fireplace,Sliders,Hardwood Floor | 23X16 | Main |
Living Room | Hardwood Floor | 15X17 | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Wall/Wall Carpet | 18X15 | Upper |
Rec/Play Room | Walk-In Closet,Wall/Wall Carpet | 27X17 | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $870 | $870 | $870 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,365 | $4,253 | $5,400 |
Total Monthly Payment | $5,327 | $5,215 | $6,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.