This immaculate, delightful, c. 1804 Essex Sea Captain's House has been lavished with attention in the form of thoughtful, well-executed additions and updates. One recent addition is a spectacular English Conservatory with radiant-heated tile flooring, overlooking manicured grounds featuring multiple gardens, a brick garden house, and heated pool with separate spa. Above the two-bay garage you will find a spacious office complete with water views. The interior of this home subtly dazzles with details at every turn. Gleaming wide-board floors lead the way to tasteful rooms graced by fireplaces, custom built-ins, fine millwork and a sense the art of living well, lives here! Upstairs, the primary suite is as impressive as it is practical. A barreled ceiling and fireplace set the stage for luxe ambiance enhanced by French doors opening to the mahogany-paneled primary bath and closet/dressing room. A second upstairs bedroom suite adjoins an office/nursery/fitness room with it's own staircase. A bedroom with ensuite bath may be found on the first floor. A 500 bottle wine cellar, walk-out office/media room/ fitness room/studio, storage area, and top-of-the-line mechanical systems, occupy the lower level. Whole house generator and irrigation system. Set on a small, quiet lane, ending at North Cove. Just steps away from Essex village marinas, yacht clubs, shops, restaurants and the CT River. Essex is located mid-way between NYC and Boston. Make this quintessential Essex home yours!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Bay/Bow Window,Full Bath | 15X13 | Main |
Bedroom 2 | Fireplace,Jack & Jill Bath | 15X14 | Upper |
Bedroom 3 | Jack & Jill Bath | 14X13 | Upper |
Dining Room | Built-In Hutch,Fireplace,Hardwood Floor | 14X14 | Main |
Family Room | Built-Ins,French Doors | 21X11 | Main |
Kitchen | Skylight,Vaulted Ceiling,Breakfast Bar,Granite Counters,French Doors | 24X14 | Main |
Living Room | Gas Log Fireplace,Hardwood Floor | 27X13 | Main |
Media Room | Built-Ins | 21X18 | Lower |
Office | 21X15 | Upper | |
Primary BR Suite | 9 ft+ Ceilings,Vaulted Ceiling,Built-Ins,Fireplace,Full Bath,Walk-In Closet | 18X14 | Upper |
Sun Room | Skylight,Built-Ins,Wet Bar,Entertainment Center,French Doors,Tile Floor | 21X19 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,880,000 | $1,880,000 | $1,880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,926 | $1,926 | $1,926 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,272 | $12,194 | $16,377 |
Total Monthly Payment | $13,323 | $14,245 | $18,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.