Welcome to your dream home! Meticulously maintained and upgraded, this residence epitomizes turnkey living. From the brand new 2023 roof to the newly installed hardwood floors and windows, every detail has been carefully considered for timeless quality. With four spacious bedrooms and three full bathrooms, this home offers ample space for your family's needs. Nestled on a private, wooded lot, you'll relish peaceful evenings on the oversized deck and patio, perhaps even taking a dip in the heated pool in the backyard. Inside, the kitchen is a chef's delight, boasting cherry cabinets, granite counters, stainless steel appliances, and a convenient reverse osmosis water system for pristine drinking water. With two cozy fireplaces, skylights, and a brand new 3-bedroom septic and leach field, this home truly has it all. Downstairs, discover a full guest suite with a second kitchen and private entrance. The possibilities are endless. Whether it's creating a comfortable haven for elderly parents or fostering independence for adult children, this space can adapt to cater to your family's distinct needs. With an oversized two-car garage featuring WiFi-compatible insulated garage doors, a shed, and lawn irrigation, this home is ready for you to move in and start creating lasting memories. Welcome home! UNDER CONTRACT as of 4/9/2024
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $661 | $661 | $661 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,584 | $4,598 |
Total Monthly Payment | $4,473 | $4,337 | $5,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.