This immaculate 3 bedroom, 3 full bathroom, totally renovated end-unit condo with a one car attached garage is located in Westchester's premier Valeria community within the sought after Lakeside (Condo 2) Association. Reside in an historic, bucolic setting with the 47-acre Dickerson Pond just steps away from your new home. Enjoy one-level living with gleaming hardwood floors in this light-filled condo with all new (2022) energy efficient windows. The spacious living/dining area is an open floor plan with a wood-burning fireplace. Just off the living area is a 4-season heated and air-conditioned sunroom with cathedral ceilings, plantation shutters for privacy, and builtin cabinets. Sliding glass doors open onto the generous attached Trex deck and stone patio landscaped for privacy. . . where you can enjoy your morning coffee or evening glass of wine. Home chefs will have all the conveniences in the pristine updated (2019) eat-in kitchen that boasts ample custom solid maple cabinets; quartz counters; custom lighting and millwork; easy care deluxe vinyl flooring; and GE Profile applicances including an Induction stovetop. Just down the hallway discover the generous master ensuite bedroom with a walk-in closet. The master bath features double sinks and a frameless glass shower. The second main-level bedroom, located near the second full bathroom, has a large closet. Laundry is a breeze with the full-sized washer and dryer hidden along the first floor hallway. A full staircase leads to the bonus carpeted second level with the third comfortable windowed bedroom, third full bathroom, and office/cozy retreat. . . perfect guest quarters. Two full attic spaces are easily accessed. All 3 tiled bathrooms have custom vanities and gleaming Kohler fixtures. As a part of the Lakeside Valeria Association, note that condo exteriors have new roofs; Hardi-plank siding and trim; insulated garage doors; and new street lighting; there's no special assessment for these updates! This along with the low low taxes really does make this beautiful maintenance free home shine! Living at Valeria is like having your own private resort. HOA fees include use of a world-class clubhouse with a chef's kitchen, gym, and outdoor pool. There are well maintained walking trails, tennis, pickleball and bocce courts, well as access to Dickerson Pond for your kayak or canoe and planned social events. All of this plus easy access to stores, hospitals and restaurants too! Valeria is close to both Croton and Cortlandt Metro-North stations for an easy 1 hour NYC commute. Visit today and discover the difference.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$769,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $347 | $347 | $347 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,197 | $4,089 | $5,188 |
Total Monthly Payment | $4,636 | $4,528 | $5,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.