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Presented by
Grace Chao |
314 W Smith AVENUE, Lake Hamilton, FL, 33851 | $249,000
Under contract-accepting backup offers. Charming Bungalow Retreat in Lake Hamilton, Florida! Welcome to your dreamy haven nestled in the serene beauty of Lake Hamilton, Florida. This adorable, remodeled bungalow boasts 2 bedrooms, 2 baths, and a delightful loft space, offering the perfect blend of comfort and style for your modern lifestyle. Step inside to discover a haven of tranquility where every detail has been carefully curated. With all-new plumbing and electrical systems, you can enjoy peace of mind knowing that your home is equipped for seamless living. The heart of this home is the inviting dining and kitchen combo, where culinary delights meet cozy gatherings. Imagine whipping up delicious meals in your stylish kitchen, complete with sleek countertops, contemporary appliances, and ample storage space. Whether you're hosting a dinner party or enjoying a quiet meal with loved ones, this space is sure to inspire culinary creativity. Step outside to your own private oasis, featuring brand new front and back decks perfect for soaking in the Florida sunshine and enjoying alfresco dining under the stars. From morning coffee to evening cocktails, these outdoor spaces provide the ideal backdrop for creating unforgettable memories with family and friends. Retreat to the comfort of your spacious bedrooms, where relaxation awaits after a long day. With two bathrooms, mornings are a breeze as you prepare for the day ahead or unwind with a luxurious soak in the tub. Upstairs, the charming loft space offers endless possibilities - use it as a home office, a cozy reading nook, or a peaceful retreat to escape the hustle and bustle of everyday life. Located in the picturesque community of Lake Hamilton, you'll enjoy easy access to outdoor adventures, waterfront activities, and the vibrant culture of Central Florida. Whether you're exploring nearby parks, dining at local eateries, or soaking up the sun by the lake, there's always something exciting to discover in this idyllic setting. Don't miss your chance to own this enchanting bungalow retreat in Lake Hamilton, where modern comfort meets timeless charm. Schedule your showing today and start living the Florida lifestyle you've always dreamed of!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 50 x 150
- Laundry: Inside, Laundry Room
- Style: Bungalow
- Year Built: 1914
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,095
- Acreage: 0.17
- Lot Size: 50 x 150
- Est. Taxes: $1,033
- Lot Desc: City Lot
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: L4943548
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/L4943548/314wsmithavenue_lakehamilton_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Grace ChaoSales Associate
860.918.6326
Grace.Chao@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Paul AddamoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 93047
860.990.2486
paul.addamo@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
314 W Smith AVENUE, Lake Hamilton, FL, 33851
$249,000
Grace Chao
Sales Associate
William Raveis Real Estate
Phone: 860.918.6326
Grace.Chao@raveis.com
Paul Addamo
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $86 | $86 | $86 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,680 |
| Total Monthly Payment | $1,520 | $1,485 | $1,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388