Under contract-accepting backup offers. Back on the market! Buyer's financing fell through. Nestled in the vibrant heart of downtown New Port Richey, this charming 2-bedroom, 1-bath home offers the perfect blend of affordability and convenience. Situated just 3 miles away from the pristine Gulf of Mexico, it presents an ideal opportunity for those seeking coastal living without compromising urban accessibility. As you approach, a welcoming carport awaits, providing convenient shelter for your vehicle and easy access to the home regardless of the weather. Step inside to discover a cozy yet functional interior, thoughtfully designed to maximize space and comfort. The open layout seamlessly integrates the living, dining, and kitchen areas, creating an inviting atmosphere for relaxation and entertainment. Natural light pours in through the windows, illuminating the space and highlighting the tasteful finishes throughout. The kitchen boasts modern appliances and ample cabinet storage, making meal preparation a breeze. Adjacent to the kitchen, a dining area offers a perfect spot for enjoying meals with family and friends. Two well-appointed bedrooms provide peaceful retreats at the end of the day, each offering generous closet space and soothing natural light. The bathroom features a tub/shower combination and updated fixtures, ensuring both convenience and style. Outside, a private backyard offers opportunities for outdoor enjoyment, whether it's hosting a barbecue or simply soaking up the Florida sunshine. With low maintenance landscaping, you can spend more time enjoying the nearby amenities and less time on yard work. Conveniently located to downtown amenities, schools, restaurants, and shopping, this home provides easy access to everything New Port Richey has to offer. Additionally, its proximity to Tampa International Airport and award-winning white sand beaches makes it an ideal choice for both work and leisure. Don't miss out on the opportunity to make this affordable downtown oasis your own and experience the best of coastal living in New Port Richey!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $977 | $952 | $1,238 |
Total Monthly Payment | $1,227 | $1,202 | $1,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.