Gorgeous updated sprawling wide line ranch in the heart of Holtsville. At nearly 2000 square feet, new luxury vinyl floors seamlessly connect the open floor plan which provides a nice flow and clear line of sight between the Kitchen, Living Room, Den and Dining Room. The gourmet kitchen was renovated in 2020 and features solid wood cabinets with full extension soft close draws, sliding shelves and crown molding. The functional center island features deep drawers, usb ports and electric. The tile backsplash, quartz countertops and suite of stainless steel whirlpool appliances compliment the kitchen well. Additional improvements include hi-hats and modern light fixtures. The driveway was expanded and lined with pavers which were also used to create the spectacular walkway that leads you to the vibrant front doors. Enhancements to the exterior also include vinyl siding, trex decking, Anderson casement windows and Pella Sliders with between the glass blinds. Other features include a finished basement with outside entrance, Full size Safe, Wood Burning Fireplace, Upgraded 200 amp electric, and CAC. This home is nestled back from the street and sits on . 66 private fenced acres. The PVC fence and Shed were installed in 2023. The Layout and Location make this property ideal for running a home office/business or M/D with proper permits. Sachem School District- Low Taxes - 2 electric meters. With everything this home has to offer, the possibilities are endless.
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,110 | $0 |
Total Monthly Payment | $4,133 | $4,050 | $940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.