**AVAILABLE FOR IMMEDIATE OCCUPANCY** This completely remodeled Central Oak Park home is move-in ready. This home is located on a beautiful brick-lined street with the classic St. Pete hexagon sidewalks as well. This home is perfectly situated close to everything St. Pete has to offer. You are minutes to downtown and everything along Central Ave. Additionally, you aren't too far from some of the best-rated beaches in the entire country. This home features an abundant amount of natural, lush Florida landscaping along with plenty of charm. Upon entering the home you are greeted by a light and bright bonus room that could also be used as an office. The living room and bedrooms feature classic oak wood flooring throughout. The kitchen has been completely remodeled with stainless steel appliances, hickory butcherblock countertops, a farmhouse sink w/ garbage disposal, beautiful subway tile, a wine rack above the refrigerator, and champagne bronze hardware and faucet. There are plenty of cabinets along with a great little coffee nook. There is room to put a table in the kitchen as well. This home features an indoor laundry room (washer/dryer included) that boasts additional storage and a wood countertop. The entire home has new ceiling fans (on their own remotes) and fresh paint throughout. The bathroom is charming with its neutral tile, new hardware/fixtures, and a reglazed tub. There is a linen closet in the hallway just outside the bathroom. The primary bedroom is a generous size and features TWO closets. The front guest bedroom allows plenty of light into the room and is a great size as well. This home has blinds in every room along with curtain rods as well. The A/C was updated in 2019, the roof was replaced in 2016, the windows are double-paned, and the exterior was just painted in March of 2024. There are keyless locks on both the front and back doors as well for added convenience, new front & back entry doors, and there is a newer gas tankless water heater so you will never run out of hot water. The backyard is completely fenced in (brand new fence coming April 2024) and has alley access. There is a large concrete patio that is perfect for enjoying the beautiful Florida weather. There is plenty of street parking as well right in front of the house. The landlord takes care of lawn and pest service. The new Sun Runner rapid bus transit system is just a few blocks away along 1st Ave N. First month + $1, 900 security deposit required. To move in - 1st month's rent, $1, 900 security deposit, half of last month's rent ($1275) = $5, 725.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,960 | $1,960 | $1,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $17 |
Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.