THIS IS THE PERFECT HOME FOR YOU! BOND PAID. . . OVERSIZED GARAGE WITH GOLF CART GARAGE . . . CORNER LOT . . . ENCLOSED LANAI WITH MITSUBISHI SPLIT A/C . . . PAVER DRIVEWAY . . . . GRANITE COUNTERTOPS. . This BEGONIA is conveniently located in The Village of Sanibel, just minutes from Walmart, Publix, Walgreens, and The Villages Health Clinic. Walk to your mailbox, adult pool and the Captiva Family Recreation Center. Most importantly you are nearly surrounded by golf with Bonifay Championship course and 3 executives courses minutes away. As you enter this spotless home, you will see the beautiful neutral 21” tile on the diagonal. Fresh neutral Sherwin Williams paint will be to your liking. Gaze toward the kitchen to see the natural stone under the face of the breakfast bar, granite counters, beautiful natural stone backsplash, custom pendant lights, a ceiling fan to keep things cool while you are cooking up a storm, stainless appliances including a drop-in cooktop, and a wall oven, microwave and dishwasher, and stacked cabinetry with a display cabinet for your finer pieces. The handy center island with a dropdown leaf is also included. From the kitchen you are open to a formal dining area with a gorgeous glass chandelier and a great room. Sliding pocket doors lead to a 29x11 enclosed lanai with mini split for temperature control, tile flooring, and sun blocking shades for expanded entertaining. From the lanai follow the walkway to a very private paver patio. The custom landscaping helps create a special quiet place. Back inside, the owner’s suite features laminate flooring, neutral Sherwin Williams paint, two walk-in closets, and private bath with dual vanities with granite tops, a walk-in shower with a tile accent, and a ceiling fan. The split floorplan in this home allows your guests their privacy with a pocket door. The guest rooms are carpeted, and the front bedroom is set up as a den and does not have a closet. The guest bath features granite tops and bath with a custom tile band. The laundry has plenty of additional storage with an oversized pantry and shelves above the washer and dryer. The garage with a separate golf cart space has a painted floor and a four-foot side stretch that gives you plenty of storage. There is even an additional closet built-in at the front of the garage. For seasonal items there is a pull-down set of stairs. The included water filtration system was new in 2020. Take a walk around this corner lot and notice the pond view from the front. Meticulous attention to the landscaping detail was done to give this home a defined finished look. Tax line reflects Ad Valorem -$3141. 20 + Fire District- $323. 64+ Spec Maintenance - $507. 11 = REMEMBER THE BOND IS PAID! As you can see from the pictures, this home sparkles!
Driving Directions: Morse Blvd - south of Hwy 466A to Pinellas Gate (Sanibel Gate) West to Charlotte Ct, South to Yarborough Way, East Vandenberg Ct, Left to home on the right corner.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $467,200 | $467,200 | $467,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,187 | $3,105 | $3,940 |
Total Monthly Payment | $3,603 | $3,521 | $4,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.