This exquisite home is situated on a secluded 3/4 acre premium lot, nestled at the end of a cul-de-sac within a gated and private community. It's one of the largest and most private lots in the Oak Harbour community, offering public water and sewer services and no CDD fees. Located in a NO FLOOD ZONE.
This home features a comprehensive water treatment and softener system with reverse osmosis, along with newer appliances (refrigerator 2022), (dishwasher, range, and microwave installed in 2017), and a washer/dryer added in 2019 - laundry room remodel 2022. The expansive backyard is fully fenced (2022) and includes large double gates on the left-hand side of the fence for easy access. Impact windows and a screened-in lanai enhance the property's appeal.
Inside, the large chef's kitchen has 42-inch cabinets, granite counters, and a stylish slate backsplash. It overlooks an expansive eating and living area, creating a spacious great room with soaring ceilings and 8-foot doors. Stainless steel appliances add a touch of luxury to the kitchen space. The generous dining room offers flexibility and can easily be used as an office or den.
The master bedroom is a serene retreat with a double sink vanity, tub, and shower, as well as a spacious lounging area that can serve as additional entertainment or office space. Despite its tucked-away feel within the private gated community, this home is conveniently located just 10 minutes from downtown Punta Gorda and Charlotte Harbor. It also provides easy access to I-75 and US 41, adding to its convenience and desirability.
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,765 | $3,510 |
Total Monthly Payment | $3,234 | $3,161 | $3,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.