This stunning 5 BDR, 4 Bath beauty on a large lot overlooking a pond must not be passed by. This home offers convenience of an open island kitchen, granite counter tops, 42 inch cabinets 5 burner gas stove top with double wall oven overlooking an oversized family room plus a huge bonus room upstairs for added entertaining space. Exterior features oversized 3 car garage, roof 5 years young , oversized covered lana with pavers, , stucco w/stacked stone accents. Highlights include formal dining room, tank less water heater - never run out of hot water-SS appliances, breakfast nook, outside gutters, hunter douglas shades, and shutters, screen in lanai, ceiling fans, last drainage from gutters to yard, Booze surround system with 2 TV mounted. The owners suite boasts a garden tub, separate shower and oversized walk in closet. Located one mile west of the St Augustine outlets and convenient to I-95 and downtown St Augustine. Seller added: Gutters, screen in lanai with pavers, lawns drainage, window treatments- blinds and shutters, washer and dryer, 2 mounted TV with Booze surround sound systems, Fans in all rooms except one bedroom
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$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,766 | $3,669 | $4,733 |
Total Monthly Payment | $4,253 | $4,156 | $5,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.