Unique & Special Litchfield County Waterfront Property: Perfect for those who want year round water views, serenity and privacy. This contemporary home with post & beam construction is ready to move in with renovated kitchen and baths, abundant natural light, and room to spread out. Usable space much larger than stated square footage. 3 large Bedrooms + Bonus/Guest Room, 3. 5 Baths, main floor primary suite, and an inviting glass-enclosed porch. The home is smartly designed to appreciate water views from many of the rooms, with multiple outdoor decks, patios, a firepit, and easy access to your private dock. Perched right on Lake Floren, a private pond-like body of water that is perfect for swimming and kayaking. Truly great location, less than 5 minutes to downtown Bantam (Arethusa, Bantam Market) and 5 minutes to the Litchfield town green. About two hours from NYC but a world away in bucolic Litchfield County.
Type | Description | Level |
---|---|---|
Bedroom 1 | Fireplace,Jack & Jill Bath | Main |
Bedroom 2 | Skylight,Bedroom Suite,Full Bath | Upper |
Dining Room | Cathedral Ceiling,Wet Bar | Main |
Living Room | Cathedral Ceiling | Main |
Primary BR Suite | Cathedral Ceiling,Balcony/Deck,Dressing Room,Full Bath,Patio/Terrace,Walk-In Closet | Main |
Sun Room | Atrium,Sliders | Main |
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,308 | $1,308 | $1,308 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,715 | $7,264 | $9,756 |
Total Monthly Payment | $8,148 | $8,697 | $11,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.