***Seller is offering up to $12, 720 (3% of purchase price) toward Buyer's rate buy down or closing costs/prepaids . This could potentially get you an interest rate in to the low 6%'s and could make the monthly payment similar to a property listed around $375K. Please verify what a 3% credit could mean for YOU with your lender*** Welcome to your slice of paradise in Indian Shores, Florida! This fully furnished 1-bedroom, 1-bathroom condo presents an exquisite opportunity for short-term rental income or your personal enjoyment. Nestled in the heart of Indian Shores, just a leisurely stroll away from the pristine beaches of the Gulf Coast, this charming unit offers the quintessential Florida lifestyle. Upon entering, you'll be greeted by a tastefully decorated living space, seamlessly blending comfort and style. The open floor plan creates an inviting ambiance, perfect for relaxation after a day spent soaking up the sun. The spacious bedroom offers a peaceful retreat, complete with plush bedding and ample storage space for your belongings. After a day of exploring the area, sink into the comfortable bed and drift off to sleep to the soothing sounds of the nearby ocean. Step outside onto your private balcony and soak in the breathtaking views of the surrounding tropical landscape. Enjoy your morning coffee as you bask in the warm Florida sunshine or savor a glass of wine as the sun sets over the horizon – the choice is yours. Located just steps away from the pristine sands of Indian Shores Beach, this condo offers unparalleled access to one of Florida's most beautiful coastlines. Spend your days lounging on the beach, swimming in the crystal-clear waters, or exploring the nearby shops and restaurants. Whether you're seeking a lucrative investment opportunity or a tranquil retreat to call your own, this fully furnished condo in Indian Shores offers the perfect blend of comfort, convenience, and coastal charm. Don't miss your chance to experience the best that Florida living has to offer – schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,200 | $339,200 | $339,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,314 | $2,254 | $2,861 |
Total Monthly Payment | $2,849 | $2,789 | $3,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.