Discover the allure of historical charm with modern comforts at this delightful property, featuring a 2-Bedroom/1-Bath MAIN HOUSE, along with a 1-Bedroom/1. 5-Bath COTTAGE, nestled just a stone’s throw from Downtown Dunedin. A mere 1. 2 miles from the vibrant heart of the city, a short journey to the Blue Jays Stadium, and a block away from the scenic Pinellas Trail, this location is unmatched in convenience and appeal.
The main residence was erected in 1925 and has since been meticulously updated to blend classic elegance with contemporary living. It boasts two cozy bedrooms, a single well-appointed and beautifully updated bathroom, and an expansive kitchen and dining area designed for both culinary adventures and social gatherings. The walk-in pantry and separate laundry room offer ample storage solutions.
In the privacy of the backyard stands a charming 733 sqft COTTAGE, complete with a spacious bedroom, including a washer/dryer, and a cedar walk-in closet. The screened porch invites relaxation and serenity. This cottage presents an excellent opportunity for generating ADDITIONAL INCOME through rental.
The outdoor space is a secluded haven, surrounded by shaded by mature trees, perfect for personal retreats or entertainment. A detached 200 sqft workshop provides a versatile space for hobbies or storage.
Recent upgrades to the property include a new roof for the main house in 2018 and the cottage in 2012, HVAC systems installed in 2018 and 2020, modernized electrical panels in 2004 & 2018, and the installation of new windows in the main house in 2012 and 2014. Both houses also feature tankless water heaters, ensuring efficiency and comfort (in the main home just replaced 2024, and Cottage 2018).
This property is not just a house, but a lifestyle offering, promising a blend of history, culture, and modern living. It’s a treasure on the Dunedin border, waiting for you to call it home.
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,996 | $2,919 | $3,706 |
Total Monthly Payment | $3,495 | $3,418 | $4,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.