Dream neighborhood - North Cumberland's LongBrook Estates! Custom built 4 bed colonial with gleaming hardwoods throughout 1st & 2nd floors. Designer, warm maple kitchen cabinetry with granite counters, center island with seating, a walk-in pantry, a coffee bar wall & stainless appliances. Fabulous open flow to your kitchen eat-in area. Tons of light from the 8' french doors out to your Trex deck. Columns define your open Great Room - with 20ft soaring ceilings, magnificent windows, custom base moldings and trims, and a focal wall for your gas fireplace and flat screen TV. Ample sized formal dining room - with wall space for a hutch and buffet and custom wainscoting. Formal living room overlooks the front porch. First floor laundry/mudroom adjacent to the garage; Bonus 1st floor office or kids' playroom. Second floor features 3 good sized kids/guest bedrooms. One bedroom has access to it's own full bath and 2 bedrooms share a Jack & Jill bathroom. Primary bedroom has a huge footprint-- a large bedroom with seating area, full primary bathroom & the largest walk-in closet you've ever seen! Basement has more amazing finished space- for a bar, pool table area, a rec room, a guest bedroom (or kid gaming room or gym);plenty of storage in the utility rm. Natural gas heat; 2 central air units; fabulous manicured yard on the inner circle of the neighborhood -plenty of yard for pool, and natural pine privacy boundary. Lots of fun activities in this neighborhood. A MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,149,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,920 | $919,920 | $919,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $796 | $796 | $796 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,515 | $5,967 | $8,013 |
Total Monthly Payment | $6,436 | $6,888 | $8,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.