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Presented by
Becky Gangemi |
31194 Penny Surf LOOP, Wesley Chapel, FL, 33545 | $390,000
$10, 000 PRICE ADJUSTMENT!!! Welcome to your slice of paradise in the vibrant sought after EPPERSON Community! This stunning 3-bedroom, 2-bathroom single-level home, built in 2021, offers an unparalleled living experience in the heart of innovation. Nestled within the nation's first inland LAGOON, residents are treated to the breathtaking sight of CRYSTAL-CLEAR BLUE WATERS right at their doorstep.
Step inside this modern home and discover an OPEN CONCEPT LAYOUT that seamlessly blends style and functionality. The spacious living area is bathed in NATURAL LIGHT, creating a warm and inviting atmosphere for relaxation or entertaining guests. Whip up culinary delights in the kitchen, complete with sleek appliances, ample cabinetry, and a convenient peninsula.
Retreat to the tranquil master suite, featuring an ensuite bathroom and a walk-in closet for all your storage needs. Two additional bedrooms offer versatility for guests, a home office, or a personal gym. Outside, the ENCLOSED LANAI and FULLY FENCED BACKYARD provides a PRIVATE OASIS for outdoor gatherings or simply soaking up the Florida sunshine.
Indulge in resort-style amenities and endless entertainment options within the community. From sandy beaches to refreshing dips in the lagoon, EVERY DAY FEELS LIKE A VACATION here. Explore a vibrant calendar of events, from yoga sessions at sunrise to movie nights under the stars.
This meticulously updated home includes a range of modern features including an updated single basin stainless steel kitchen sink, rain gutters, a 6' privacy fence, glass insert in front door, screened lanai, ceiling fans, a chandelier, updated Bosch refrigerator, updated washer and dryer, blinds and/or draperies on windows, door handles in kitchen and bathrooms, and custom shelving in pantry and hall closets. Enjoy convenient access to shopping, dining, parks, and entertainment venues.
Features
- Amenities: Cable TV, Fence Restrictions, Park, Playground, Pool, Vehicle Restrictions
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 2021
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,516
- Acreage: 0.12
- Est. Taxes: $5,338
- HOA Fee: $236 Quarterly
- Lot Desc: Cleared, In County, Landscaped, Level, Sidewalk
- View: Park/Greenbelt
- Elem. School: Watergrass Elementary-PO
- Middle School: Thomas E Weightman Middle-PO
- High School: Wesley Chapel High-PO
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: T3512595
- Days on Market: 42 days
- Website: https://www.raveis.com
/prop/T3512595/31194pennysurfloop_wesleychapel_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Becky GangemiSales Associate
203.913.0211
Becky.Gangemi@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31194 Penny Surf LOOP, Wesley Chapel, FL, 33545
$390,000
Becky Gangemi
Sales Associate
William Raveis Real Estate
Phone: 203.913.0211
Becky.Gangemi@raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,074 | $2,633 |
| Total Monthly Payment | $2,648 | $2,594 | $3,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388