Hear the surf from this Vilano Beach home offered furnished and turn-key! This home is steps from the sand with a perfect blend of comfort and convenience. With over 1, 840 square feet of living space, it's designed to accommodate both family living and investment opportunities through its allowance for short-term rentals. The layout of the home strategically separates communal living areas from private spaces, ensuring comfort and privacy for residents or guests. The kitchen is fully equipped with modern SS appliances including in-wall ovens, extensive solid surface counter space and a California island with seating. It connects openly to the dining area with a strategically placed corner fireplace and double glass doors leading to a large backyard equipped with a fire pit, offering an ideal setting for outdoor gatherings. The backyard also includes ample green space for recreational activities. Inside, the master suite features a bathroom with a large soaking tub, walk-in shower, a single vanity, and includes the convenience of a washer and dryer. Additional guest bedrooms and a bathroom are situated across the home, with a door to separate this guest wing, enhancing privacy. This residence is marketed as both a comfortable permanent home with vacation-like qualities and a lucrative investment option due to its eligibility for short-term rentals. Its prime location near Vilano Beach provides easy access to ocean and intracoastal views, emphasizing its appeal for those seeking a blend of accessibility, charm, and potential for a unique living experience. The Vilano Beach area is just a stroll away from the beach, the scenic intracoastal, nearby boat ramp, and top-tier dining options like Cap's On the Water, Aunt Kates, and The Reef. Ideal for family vacations, it's less than 10 from the historical wonders of downtown St. Augustine. With plenty of parking available, your beachside getaway is set to be as stress-free as it is memorable. Whether you are looking for a vacation home, a beach lifestyle or an investment property, this home will meet all your needs. Enjoy!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $731 | $731 | $731 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
Total Monthly Payment | $5,183 | $5,071 | $6,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.