Hey There Delilah! WALLKILL SCHOOLS!! This sprawling ranch has 1800 sq ft, 4 bedrooms, and 3 bathrooms just on the main floor! The full finished basement has another 1800 sq ft and 1 more bathroom. Walking into this home through the front door, you are welcomed into the spacious living room, complete with stone fireplace in the corner. The dining room and kitchen offer a great open layout, which makes serving a breeze. 3 bedrooms to one side of the home (1 with 1/2 bath), with the primary (attached full bath) located on the opposite end of the house, ensuring privacy for all. Laundry on main floor means no more lugging laundry baskets up and down the stairs! Full bathroom rounds out the upper level. Basement has an additional 1800 sq ft of living space!! Perfect for family room, gym, yoga room, office, storage, or more. Sliding glass door off DR leads to nice sized deck. Beautiful 0. 8 acre lot, circular driveway, and cul-de-sac location make this house feel like home right away!
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Our Executive Mortgage Banker:
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,036 |
Total Monthly Payment | $3,351 | $3,288 | $3,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.