Spectacular three story center hall colonial located in the most desirable neighborhood in the Southside of Poughkeepsie. This stately beauty is situated on a corner homesite with stone walls, mature trees and lush landscaped gardens. Elegant interior features include hardwood flooring, custom window treatments, extensive built in cabinetry & bookshelves, and beautiful mouldings throughout. Well-appointed rooms include a welcoming entry foyer, formal dining room w/ bay window & a formal living room w/ bay window, multiple seating areas, gas fireplace, & double french doors leading to a fabulous sunroom with walls of windows and shelving. The chef's kitchen is perfect for entertaining and features a center island, premium cabinetry & high-end appliances including a built-in GE Monogram refrigerator, double wall ovens & Frigidaire induction cooktop. There is also a cozy screened in porch off of the kitchen where you'll want to spend all of your time. The second level features a primary suite w/ sitting room, custom closet system, separate vanity, and primary bathroom w/ enclosed tile shower, soaking tub and bidet. There is an ensuite with a private bathroom and third bedroom w/ two large closets. The third floor features two additional bedrooms, a full hall bathroom and a 12' cedar closet for storage. Quality features & improvements include high end energy efficient thermal pane Andersen replacement windows, new roof, new copper roof cap, new A/C condenser, new hot water heater, a reverse osmosis water filter system, 2-zoned heat and A/C systems. The backyard offers a private blue stone patio which is surrounded by perennial flowers and flowering trees. This home is 2 minutes from Vassar Hospital, 4 minutes from the Metro North Poughkeepsie Train Station, 1. 5 hours to Manhattan & across the street from the Poughkeepsie Tennis Club. See floor plans and Virtual 3D Tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $1,132 | $1,132 | $1,132 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $3,828 | $4,938 |
Total Monthly Payment | $5,153 | $5,052 | $6,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.