Presented byTravis Lipinski |
Unique - Multi use property, fully leased in a mixed use/residential zone. First level can easily be converted back into living space or kept as is in office /local business form. This main level with office, kitchen and full bath, plus 4 workspaces does have a separate wing with its own entrance in back that houses additional 3 rooms/offices/bedrooms with a 1/2 bath completely separate from the front unit. Upstairs has a generous, bright and sunny 2-3Bedroom apartment with a separate side entrance and large cathedral ceilings in the front room. Updated appliances, eat in kitchen with separate pantry and fresh paint. Solid mechanicals, newer windows, and a tidy interior and exterior with plenty of parking means maintenance free living or investment profitability. Migeon Ave has plenty convenience and charm. Surrounded by many historic homes like this one which is believed to have been built by the Hotchkiss Lumber Company. This home features its original woodwork on the main floor. City of Torrington scheduled to repave and is doing sidewalk and streetscape improvements, 2024.
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$350,000
Sales Associate
William Raveis Real Estate
Phone: 860.921.8542
Travis.Lipinski@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,886 | $2,420 |
Total Monthly Payment | $2,319 | $2,295 | $2,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.