Presented bySusan Slotnick |
Move right into this bright and spacious 4-bedroom ranch with finished lower level located on a quiet cul-de-sac street in the Byram Hills School District. The main level has a sunny living room with cathedral ceiling, dining room with built-in wall unit, family room with gas fireplace, eat-in kitchen. The separate bedroom wing includes the primary bedroom suite with a custom walk-in fixtured closet, built-ins, dressing area, bathroom with double sink vanity, tub and stall shower. Two additional bedrooms with fixtured door closets share an updated hall bathroom. The lower level includes an additional family/playroom complete with a movie projector and screen, gym, bedroom, bathroom, laundry room, storage and oversized 2 car heated garage. This house boasts many custom upgrades including motorized shades, Lutron lighting, Savant Integrated control system, whole house music system, central vac, Trex deck and fenced backyard. Easy access to shopping, restaurants, highways, train & entertainment. A MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,395,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.261.2041
Susan.Slotnick@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,996 | $1,996 | $1,996 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,691 | $7,238 | $9,722 |
Total Monthly Payment | $8,812 | $9,359 | $11,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.