You'll fall in love with this well cared for, one-owner home, that faces to the West, in the ever so popular community of Victoria Park. No need to worry about maintenance or replacing anything because the home feels like new at only 6 years old. Upon entering through the front door, you'll be impressed with the inviting 20-foot foyer entrance. The 9-foot ceilings make the home feel even more spacious as you head towards the open concept living room, dining room, and kitchen. There is tile flooring throughout the home, except there is carpet in one guest bedroom and the primary bedroom. The split bedroom floor plan ensures you have your privacy. There are two bedrooms on the front left side of the home, at the entrance, with the guest bathroom dividing them. Both bathrooms have granite countertops that match the kitchen. The kitchen has 36" cabinets with decorative crown molding, stainless steel appliances, natural gas range, including a new Samsung Smart Side by Side Refrigerator with Family Hub, a walk-in pantry, and a large island perfect for entertaining. Off the kitchen is the spacious inside laundry room with a natural gas dryer. Washer and Dryer convey. The primary bedroom is a very spacious 17' by 12' room with two yours and theirs walk-in closets. The primary bathroom has dual vanities, separate room with toilet, walk-in shower, linen closet, and the other walk-in closet. The 17x8 patio is screened and roof enclosed with a ceiling fan and faces East to enjoy your time outside relaxing and even catch a beautiful sunrise. The swing on patio does not convey. The backyard is fenced. New ceiling fans. Water heater and AC are natural gas. There are many planned community events for residents to attend that make this a great place to call home. The community also has a fitness center, park, playground, pool, tennis courts, walking trails, and bike trails. Cable and Internet are included in the HOA. Irrigation is reclaimed water. Shelving in garage conveys. The community is a short distance to multiple dinner, shopping, and entertaining venues. Victoria Park is located 20 minutes from New Smyrna Beach, and 35 minutes from Orlando.
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Our Executive Mortgage Banker:
Our Insurance Division:
$378,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,400 | $302,400 | $302,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,063 | $2,010 | $2,552 |
Total Monthly Payment | $2,347 | $2,294 | $2,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.