4990 Dover STREET NE, St. Petersburg, FL, 33703 | $1,130,000

**SELLER WILL CONSIDER BUYING DOWN THE BUYER'S INTEREST RATE WITH AN ACCEPTABLE OFFER*
Welcome to your dream canal-front oasis! This stunning 3-bedroom, 3-bathroom split plan home is updated and ready for a new owner. Situated along a serene canal, this property boasts 2 master suites plus an inside laundry room. The newer master suite has a large bay window overlooking the waterfront, walk in closets and a beautiful master bath with large glass shower and double vanities. The original master is now used as a family room but could easily be in-law quarters or home office with a private bath. As you step inside the house, you'll be greeted by the beautifully remodeled kitchen, featuring brand new appliances, perfect for the culinary enthusiast or entertainer. Adjacent to the kitchen, you'll find a dining area, ideal for hosting gatherings with family and friends. Best of all there are water views from almost every room. Step outside to your own private paradise, where a paver deck beckons you to unwind in the inviting spa or soak up the Florida sun. The backyard is your personal sanctuary, complete with a tiki bar-covered entertaining area, perfect for enjoying al fresco dining or evening cocktails by the water while you watch the beautiful sunsets. Boating enthusiasts will appreciate the convenience of the 10, 000lb boat lift and wood composite deck. This allows for easy access to the nearby waterways for a day of adventure on the bay or gulf. Just 10 minutes from your dock to open water, and with the added convenience of a paver circular driveway provides plenty of space for off-street parking for your guests. Additional features include a new metal roof installed in 2022, ensuring years of worry-free living and protection from the elements. A full year, whole house appliance warranty is included! Located in Waterway Estates this home has easy access to shopping, both airports, the beach and is just minutes from downtown St. Pete. Don't miss your opportunity to make this your own slice of paradise! Schedule your private showing today for this beautiful home that has never had any water intrusion during storms.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 79 x 100
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet
  • Year Built: 1968
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,915
  • Acreage: 0.18
  • Lot Size: 79 x 100
  • Est. Taxes: $4,242
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot
  • View: Water
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: U8236415
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /eprop/U8236415/4990doverstreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2024 11:32:09 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-822-9111

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4990 Dover STREET NE, St. Petersburg, FL, 33703

$1,130,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $904,000 $904,000 $904,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.000% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.103% 7.041%
Monthly Tax Payment $354 $354 $354
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,167 $6,014 $8,062
Total Monthly Payment $6,646 $6,493 $8,541

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.