Combining historic St Pete charm with the perfect Beach Drive address, this Craftsman home offers the best of St Petersburg living! Situated on a prime lot just off the gorgeous St Pete waterfront at Vinoy and North Shore Parks, and just a few blocks to all of the shopping, dining and entertainment of Beach Drive and downtown St Pete lies this charming 3 Bedroom, 2 Bathroom 1925 home featuring a classic St Pete front porch to watch the world go by, and private rear patio courtyard with outdoor kitchen and bar, perfect for entertaining or just enjoying our amazing Florida weather in peace with proper outdoor living. The spacious ground floor features wood flooring throughout the living areas which include a beautiful living room with wood burning fireplace and large windows, a classic formal dining area, as well as a main floor bedroom with french doors opening up to the rear patio paradise. The kitchen with counter bar features a gas oven and cooktop, wine fridge, and ceramic flooring. The main floor bathroom includes a claw foot tub, while the carpeted second floor houses 2 more bedrooms and a bathroom with walk-in shower. With a 1. 5 car garage, 2023 AC, updated eletrical and windows, a metal roof, on-site whole-house generator, and NO flood insurance required this home is well positioned to live well in any weather! A beautiful home, a walkable lifestyle in the heart of thriving St Pete, a short drive to the beach and easy access to our excellent airports - truly the best of all worlds at 1234 Beach Drive!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,231,200 | $1,231,200 | $1,231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $1,927 | $1,927 | $1,927 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,399 | $8,191 | $10,981 |
Total Monthly Payment | $10,451 | $10,243 | $13,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.