Welcome to this spacious high ranch home located in the heart of South Merrick! Offering two levels of living space, this residence is ideal for those seeking ample room for living and entertaining. Originally designed with 4 bedrooms, it's currently configured as 2/3 bedrooms with 2. 5 baths. The main level features an inviting entry foyer, sunlit living room with skylight, cozy sitting room with skylight & wood-burning fireplace, updated eat-in kitchen with new stainless steel appliances, and a formal dining room with deck access to the backyard. Additionally, there's a master bedroom with a half bath and ample closet space, plus a second bedroom with a gas fireplace. The lower level boasts a den/game room with backyard access, another sitting room, laundry/utilities, a full bathroom, and another bedroom. Outside, the backyard offers a brick patio, a spacious yard perfect for entertaining, and a semi-inground pool, all within a fully fenced yard. Other features include a one-car garage, through-the-wall AC units, in-ground sprinklers, Anderson windows, and natural gas utilities. Enjoy water views and proximity to marinas, major parkways, shopping, restaurants, parks, beaches, the LIRR, and NYC. With a flood zone X designation, this home offers both comfort and convenience. Don't miss out on this incredible opportunity to make this house your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $1,339 | $1,339 | $1,339 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,316 |
Total Monthly Payment | $5,660 | $5,552 | $6,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.