Situated on a large, level lot right along Main Street, this home offers unparalleled convenience just moments away from schools, community happenings, dining spots, shopping destinations, and more. Step inside to discover a spacious layout that's perfect for both relaxation and entertainment. The heart of this home is its luminous kitchen, complete with a convenient walk-in pantry and a charming sunny sitting nook. Hosting gatherings is a breeze with a central dining room, an office space for productivity, a generously sized living room, a cozy den, and a convenient half bath - all seamlessly interconnected on one side of the main level. On the opposite side, you'll find a delightful surprise: a spacious room adorned with an antique sliding barn door, accompanied by a cozy bedroom and a 3/4 bathroom, creating the perfect guest suite retreat. Ascend to the second level where four additional bedrooms await, along with a bonus room and another full bath, ensuring everyone in the household has their own space to thrive. Throughout the home, you'll find an abundance of old-school charm harmoniously blended with modern updates, including two mini splits for climate control. Outside is a sprawling backyard offering ample space for both recreation and gardening pursuits, complemented by a delightful screened porch - the perfect spot for enjoying the serene surroundings. Attached 2 car garage. A lot to love in this quintessential St. Johnsbury home.
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,579 | $3,274 |
Total Monthly Payment | $3,274 | $3,206 | $3,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.