148 Caracas ROAD, Debary, FL, 32713 | $389,000

THIS IS THE MOVE IN READY, BRAND NEW HOME YOU HAVE BEEN WAITING FOR! This beautiful newly built 2024 home sits on a quiet street, with no HOA! This home boasts luxury vinyl flooring throughout, quartz countertops, and high end porcelain tile and tubs in both bathrooms. Upon entering, you will immediately notice the vaulted ceiling of the open floor plan. To the right you will see the flex room. Let your imagination open like the double doors of this room! Customize it to suit your needs as a 4th bedroom, living room, gym or office. To your left you will see the open kitchen with its beautiful solid wood cabinets and amazing waterfall edge quartz countertop. It also has a pantry for extra storage, and a versatile dry bar area with extra counter space and cabinets. In front of the kitchen you will see the family room, and a hallway on your right. Down the the hallway is a washer and dryer closet, nicely sized bedrooms 2 & 3, and the second bathroom. To the left of the family room you will enter the primary bedroom, with an en suite bathroom. Off the back of the family room you walk out through the sliding glass doors onto your oversized covered back porch. The size and blank slate of the backyard boasts limitless possibilities for future use. There is a park, shopping, restaurants, and grocery stores close by. This home will be perfect for all of your entertaining fun, just in time for summer! SELLER OFFERING $1, 500 CONCESSION TOWARDS APPLIANCES. One or more photo(s) have been virtually staged.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 2024
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,503
  • Acreage: 0.26
  • Est. Taxes: $718
  • Appliances: Electric Water Heater
  • MLS#: O6190733
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/O6190733/148caracasroad_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 8:47:09 PM)
Listing courtesy of HAMILTON GROUP REALTY   Phone: 407-357-0070

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

148 Caracas ROAD, Debary, FL, 32713

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $60 $60 $60
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,123 $2,068 $2,624
Total Monthly Payment $2,258 $2,203 $2,759

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.