Welcome to Twin Oaks at 119 Kingwood Park! Nestled between twin oak trees and beautiful rock gardens sits this exceptional and charming Cape with Tudor-style home in the coveted neighborhood of Kingwood Park. Enchanting in its appeal with the original copper-topped entry, beautiful stone walls, and park-like yard, this lovely home offers tremendous flexibility to blend work, fitness, enjoyment, and relaxation seamlessly into your daily life. From walking or riding bikes on the tree-lined, streets, to dining or relaxing on the 60 sf deck, this lovingly maintained home is waiting for you to make it your own. Located on the first floor, are a beautiful stone, wood-burning fireplace and parquet hardwood floors in the den/library, a chef's kitchen with gas cooktop and double ovens, ample cabinets, and Corian counters, as well as a breakfast room, both with gleaming hardwood floors. A very large living and formal dining space can be configured with multiple seating areas in mind. The primary bedroom, en-suite bathroom, and large walk-in closet are conveniently located on the main floor, as well as a home office with a half bath. On the second floor, you will find a second primary bedroom and en-suite bathroom with an adjacent room, which could be used as a lovely guest suite. Two additional bedrooms, a full bath, and lots of storage complete the second floor. Don't miss your opportunity to own this meticulously maintained Kingwood Park home in the beautiful Hudson Valley. Conveniently located near Vassar Brothers Medical Center, MidHudson Regional Hospital, Vassar College, Marist College, the Culinary Institute of America, IBM, schools, parks, restaurants, fitness centers, shops, marinas, wineries, breweries, Poughkeepsie Swim and Tennis Club, golf courses, Walkway Over the Hudson, the Poughkeepsie Train Station, the Hudson River, and everything the Hudson Valley has to offer! Some third-party sites like Zillow, and Realtor, have incorrect information. The most recent taxes are $21, 242 without exemptions. Estimated taxes on this listing are from the most recent Dutchess County tax rolls, 2023 Spackenkill Schools, and 2024 Town of Poughkeepsie Property. This property is NOT located in a flood zone. See a copy of the Flood Map at the showing.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $1,770 | $1,770 | $1,770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,306 | $5,481 |
Total Monthly Payment | $6,222 | $6,168 | $7,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.