This clean and bright Colonial boasts many beautiful features that would make anyone proud to call it home! An impressive kitchen with stainless appliances, huge sink with garbage disposal and end island seating, opens to the large family and dining rooms, and makes it the perfect space for entertaining. The first floor in-law space has its own entry with doorbell, zoned heat, gorgeous Bamboo flooring, a sitting room, bedroom, attic space and it's connected to the ¾ bath. The 2nd floor includes a full bath with jetted tub, 2 good sized bedrooms, the large primary with laundry in the walk-in closet, and access to the walkup attic. This home also includes hearty 3/4” Brazilian Cherry flooring, a ‘no maintenance’ water softener & filtration system, an on demand tankless Rinnai hot water heater, 3-zone heating system, a brand new portable generator, and whole house surge protector for peace of mind. Driveway sealed fall 2017. New well pump and pressure tank 5/2021. New gas boiler system 1/2022. There’s lots of great closet space here, plus the walk-up attic is ready to be finished, already equipped with heat risers, thermostat hookups and electrical, or it could serve as added storage space. A screened in farmer’s porch with cedar trim on the front and a screened in deck on the back adds to your total enjoyable space. Lots of ‘easy-care’ arborvitae run along the front perimeter to add privacy to this lush lot!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $475,920 | $475,920 | $475,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $791 | $791 | $791 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,163 | $4,014 |
Total Monthly Payment | $4,129 | $4,045 | $4,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.