This charming Ranch home boasts 3 bedrooms and 2 bathrooms, featuring an appealing open floor plan. Additionally, it offers a versatile bonus room suitable for use as an entertainment space or home office. The spacious back deck is ideal for hosting gatherings, and the property is situated in the Shore Acres neighborhood, conveniently across from a small park and playground. Located just a few blocks from Shore Acres Mini Park and Playground, this residence includes an updated kitchen with wood cabinets, a convenient pantry, and stainless steel appliances, including a gas stove and lots of natural light. The house received a new roof in 2020. This home is equipped with a gas hot water heater, installed in 2013, contributing to lower electric bills, along with a new A/C unit installed the same year. The master bedroom features sliders leading to a backyard deck and two storage sheds. Additional covered parking, perfect for bikes or golf carts, is provided. The living room, kitchen, and dining area showcase beautiful ceramic tile floors, while the bonus room and bedrooms feature laminate flooring for easy maintenance. Conveniently located near 4th St N and Downtown St Petersburg, the property offers easy access to shopping, dining, museums, and entertainment venues. A short drive takes you to Fort DeSoto and the stunning St Petersburg Beach. The home also provides an easy commute to Tampa, the International Airport to the north, and the iconic Skyway Bridge and Sarasota/Bradenton area to the south. Schedule your viewing today! Property has never flooded and flood policy is transferable. Policy and disclosures are available.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,260 | $2,915 |
Total Monthly Payment | $2,794 | $2,706 | $3,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.