The resplendent South Patchogue colonial is gracefully situated on 0. 26 acres and was erected in 2017. This presents a rare opportunity to acquire a residence within strolling distance of the village. The property is impeccably maintained, evident from the moment you approach the home, with its captivating curb appeal showcased by the white-trimmed windows, one-car attached garage, and inviting front porch. Upon entry, the home greets you with a welcoming front foyer that seamlessly transitions into the spacious living room, open dining area, and well-appointed kitchen. The kitchen is outfitted with quartz countertops and stainless steel appliances, exuding a sense of sophistication. Hardwood flooring adorns the first floor and the upstairs hallway, while expansive windows and dual sliding glass doors flood the lower level with natural light. A double coat closet on the first floor adds to the functionality of the space. Additionally, the first floor provides access to a full dry unfinished basement with wine storage shelving, further enhancing the refinement and charm of the home. Ascending to the upper level, three bedrooms with generous step-in closets await. The primary ensuite boasts a bedroom and a luxurious bathroom with double sinks. Abundant sunlight streams through the three windows in the primary ensuite bedroom, creating a bright and airy ambiance. This impeccably designed home offers a seamless blend of style and comfort, captivating you from the moment you arrive at its doorstep.
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $1,188 | $1,188 | $1,188 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,291 | $4,246 |
Total Monthly Payment | $4,658 | $4,571 | $5,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.