Welcome to 2 Charles Ave, nestled in the heart of the picturesque waterfront community of Port Washington, NY. This charming single-family home offers the perfect blend of comfort, convenience, and coastal living. Step inside and be greeted by the warmth of a newly renovated kitchen, where modern elegance meets functionality. The kitchen boasts sleek countertops, stainless steel appliances, and ample cabinet space, providing the perfect setting for entertaining guests. Adjacent to the kitchen is the cozy living area, offering a welcoming space to unwind and relax after a long day. Natural light floods the room, creating a bright and inviting atmosphere for gatherings with family and friends. A beautifully renovated bathroom completes the main level, featuring contemporary fixtures and finishes. Upstairs, there are three generously sized bedrooms, each offering comfort and privacy for restful nights. The finished basement offers a versatile space with endless possibilities. Whether you envision a home office, studio, recreation room, personal gym, or a cozy retreat, this bonus area adds valuable space and flexibility to suit your lifestyle needs. Outside, a sprawling, flat yard beckons with its potential for outdoor enjoyment and relaxation. From hosting summer barbecues to gardening or simply soaking in the sunshine, the expansive yard provides the perfect backdrop for all your outdoor activities. With plenty of space for adding a pool, the possibilities are endless. Situated at the end of a dead-end street, privacy and tranquility abound, making it an ideal retreat from the hustle and bustle of city life. Conveniently located close to the LIRR, commuting to Manhattan and beyond is a breeze, offering easy access to the best that both Port Washington and the city have to offer. With plenty of shopping, parks, and waterfront attractions nearby, you'll enjoy all the amenities this vibrant community has to offer. Don't miss this opportunity to make 2 Charles Ave your new home sweet home in the idyllic waterfront hamlet of Port Washington on the north shore of Long Island. Sold as is
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $1,190 | $1,190 | $1,190 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,795 |
Total Monthly Payment | $5,097 | $4,999 | $6,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.