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262 Palm PLACE, Winter Haven, FL, 33880 | $215,000
Under contract-accepting backup offers. Back on the market due to buyer's loan denial! Welcome to your adorable 2 bedroom 1 bathroom home located in a quiet neighborhood on a cul de sac with easy access to dining, shopping and major roadways. Fisherman's dream with the house located steps away from the boat ramp, you can have easy access to fishing and store your boat in your yard! You'll be amazed at all of the upgrades this home has to offer! In 2023, leased solar panels were installed through TECO and offer a combined lease/electric bill of $123 per month! No solar panel loan! Also in 2023, the kitchen was completely remodeled to include new cabinets, granite countertops, can lighting, and stainless steel appliances. Waterproof laminate flooring was installed throughout the home in 2023 as well. The main bathroom in the home was also remodeled in 2023 to include a new vanity, tiled stand up shower with shower seat and new toilet. All of the windows and the back sliding door in the home were replaced in 2023 along with a new garage door. The roof was replaced in 2021 and the AC is 4-5 years old and has been serviced every 6 months since installed. Upon entering the home you'll appreciate the open living space which connects to the dining area which offers access to your back patio. Just to the left of the dining area you'll find the remodeled kitchen and to the right you'll find your large indoor laundry room with plenty of storage space and an access door to your backyard. The two bedrooms are spacious and offer generous sized closets and share the main remodeled bathroom. Outside you'll find a spacious backyard with a storage shed with power. This home has so much to offer, schedule your private showing today!
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 1 full
- Laundry: Inside, Laundry Room
- Year Built: 1979
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 918
- Acreage: 0.23
- Est. Taxes: $780
- Lot Desc: Cul-De-Sac, Sidewalk
- Elem. School: Lake Shipp Elem
- Middle School: Westwood Middle
- High School: Lake Region High
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: L4943555
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/L4943555/262palmplace_winterhaven_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY SMART Phone: 863-577-1234
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
262 Palm PLACE, Winter Haven, FL, 33880
$215,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $65 | $65 | $65 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,173 | $1,143 | $1,451 |
| Total Monthly Payment | $1,313 | $1,283 | $1,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388