Turn Key Dream Cottage with covered boat house on a quiet canal in historic Yankeetown. EVERYTHING INCLUDED! Enjoy "Old Florida" living in this charming, laid back village full of boating/fishing enthusiasts. This cheerful escape offers a spacious screened porch, newer deck and storage shed, tankless hot water heater, brand new electrical panel, new AC System in 2023, New Kitchen Cabinets and Bathroom Cabinets. The entire exterior of the home was just re painted. Located on a deep-water canal with a floating dock and boat slip for up to a 24' boat right in your backyard, with access to the Withlacoochee River to the Gulf. Enjoy fishing, scalloping or just taking in the beautiful wildlife. It's the kind of place where neighbors know your name and look out for one another. Yankeetown is a water/nature lover's paradise!! The beautiful Withlacoochee River is just a short paddle to the head of the canal and the Gulf of Mexico is less than 30 minutes by boat! No need to choose between freshwater and saltwater. . . you can have both!! Five minutes by car or golf cart to the Withlacoochee Gulf Preserve where you'll enjoy nature trails and an observation tower overlooking an expansive salt water marsh. Love kayaking? You'll do lots of it here and there's wildlife and beauty at every turn. The Yankeetown Marina is one street over and there are numerous boat/kayak launches in all directions. The home is currently renting on Airbnb, you can keep this home as a rental or make it your dream cottage forever home. All furniture and decor is included all you need is your tooth brush! Come fall in love with this dreamy little spot!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,592 | $2,560 | $3,284 |
Total Monthly Payment | $3,185 | $3,153 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.