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84 Hines Road, Cumberland, RI, 02864 | $799,900
Custom Built Modern Farmhouse style home with a wrap-around porch set on over 5 acres of land in the heart of Cumberland. This property is tucked off the road and has a pasture-like backyard where horses are permitted.
The first floor features 9ft ceilings and large sun-filled rooms. The front formal dining and living room or den flank the entry foyer. The open floor plan kitchen, dining area and family room overlook the beautiful backyard patios. The kitchen is equipped with stainless steel appliances, ample granite countertops with a breakfast bar and a generous pantry. A half bath and mud entrance from the garage and backyard complete the first level.
The grand primary suite has cathedral ceilings, skylights, sitting nook, walk in closet, and a new spa-like bath. A private balcony with magnificent views complete the suite. Two more bedrooms, a library/den, full bath and laundry room complete the second level.
The third level has a possible fourth bedroom, which could also be an office or entertainment space. HIGHEST AND BEST OFFERS DUE BY 10AM TUE 4/2/24.
This Home has hardwoods throughout, four zone heat, central air, a full basement, lawn irrigation, two car garage and so much more. A tranquil setting close to all conveniences.
PLEASE DON'T GO ONTO THE PROPERTY. Thank you.
Features
- Amenities: Golf,Highway Access,Near Schools,Recreation Area,Shopping,Tennis Court(s)
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 2001
- Garage: 2-car Attached,Garage
- Heating: Baseboard,Hot Water,Oil,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 3,196
- Acreage: 5.72
- Est. Taxes: $8,734
- Lot Desc: Sprinkler System,Wooded
- Appliances: Dishwasher,Microwave,Oven,Range,Refrigerator
- MLS#: 1354352
- Website: https://www.raveis.com
/prop/1354352/84hinesroad_cumberland_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
84 Hines Road, Cumberland, RI, 02864
$799,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $728 | $728 | $728 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,365 | $4,253 | $5,397 |
| Total Monthly Payment | $5,185 | $5,073 | $6,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB