Introducing a spacious and inviting TOP FLOOR two-bedroom, one in a half bath haven with a private TERRACE, nestled in the desirable South Riverdale neighborhood at The Presidential. As you enter, you're greeted by an entry foyer adorned with ample closets, setting the tone for convenience and storage solutions. The formal dining area sets the stage for elegant entertaining, while the oversized living room, facing west and granting access to the terrace, invites relaxation and outdoor enjoyment. The partially opened, oversized kitchen with a window boasts an abundance of granite countertops complemented by a custom backsplash, offering both style and functionality. Equipped with plenty of cabinetry and stainless steel appliances, it's a chef's dream come true. The modern common bath features subway tiles and a contemporary vanity, adding a touch of sophistication. Retreat to the master bedroom, complete with an en suite half bath and double closets spacious enough to accommodate a king-size bed, ensuring comfort and privacy. The Presidential goes above and beyond with its pet-friendly policy and an array of amenities, including doorman services, a seasonal pool, bike and regular storage, common laundry facilities, and indoor/outdoor parking. Conveniently located just steps away from local bus routes BX 10 & 20, as well as express buses 1 & 2, commuting is a breeze. Explore the nearby shopping, dining, and recreational opportunities, or hop on over to the Spuyten Duyvil Metro North Station for a stress-free 25-minute ride into Grand Central Station. Don't miss out on this exceptional opportunity to call The Presidential home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,401 |
Total Monthly Payment | $1,985 | $1,936 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.