Magnificent colonial located in a quiet neighborhood and close to all making this an incredibly desirable location! Drop your bags because this home is move-in ready and has been well maintained. This home has classic colonial charm and the owners spared no expense with updates! Well-maintained exterior with new architectural roof, mature garden beds, low maintenance concrete driveway and inviting curb appeal. Kitchen features stainless steel appliances, granite countertops & extended cabinets including a large pantry and counter space for a coffee bar! The formal dining room has beautiful wainscoting throughout. Second story features hardwood floors, recessed lighting and ceiling fans. Other features include beautiful updated bathrooms, new oversized wood deck with outdoor pergola, Shed and fencing all around! Updates include 200 amp electric, updated electrical outlets, smart thermostats, security system ready & so much more! This home provides convenience to Long Island's north shore. Minutes to Stonybrook Hospital & the university. Enjoy shopping, dining, parks, beaches and commuter routes. Don't miss this opportunity to make this colonial gem your own. Schedule a showing today!
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Our Executive Mortgage Banker:
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$579,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,999 | $463,999 | $463,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $889 | $889 | $889 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,084 | $3,978 |
Total Monthly Payment | $4,145 | $4,064 | $4,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.