Location, Location, Location! This beautifully updated Arthur Rutenberg home located in the rarely available and highly desirable community of Highland Lakes is a must see. NEW TILE ROOF installed December 2023 with "no fade" roof tiles. Hurricane impact windows installed in 2023. HVAC is 2014 and professionally serviced, and the HVAC ducts were upgraded to 11" ducts to improve airflow and energy efficiency. Highland Lakes is a MAINTENANCE FREE COMMUNITY of 132 homes with a low quarterly HOA fee of $725 that covers your lawncare, irrigation water, cable tv, high speed internet, heated community pool, and a recently renovated clubhouse which hosts a variety of activities and events. No CDD fee, and not in a Flood zone.
This lovingly maintained 3 Bedroom, 2 Bath, 2 car garage home offers an open floor plan with upgrades galore. Two of the bedrooms have spacious walk in closets, and the Den was converted to a third bedroom with a regular closet. Updated bathrooms. Gorgeous hardwood and 20" x 20" tile floors throughout the main living areas, and carpet in the bedrooms. Large eat in kitchen with newer Frigidaire Gallery series "no fingerprint" finish appliances, granite counter tops, and a huge pantry. The home's 10' ceilings in the great room, dining area, and master bedroom make the home feel feel even more spacious. You'll enjoy energy savings and lots of natural light through your hurricane rated impact windows, and the over sized enclosed Florida room adds to your under air square footage! Highland Lakes is a Golf cart friendly neighborhood with no through traffic. Well behaved pets are welcome too! Enjoy activities and events at the beautiful Clubhouse, and swim year round in the heated pool. And if all of that isn't enough, this home's location is convenient to everything! Highland Lakes is a block away from Publix, a movie theater, a Steakhouse, Bowling Alley, Banks, and only minutes from Sarasota and UTC Mall. Highland Lakes is only 2 miles from IMG Academy, and 6 miles from Anna Maria Island. This beautiful home is close to everything you need. If you're looking for maintenance free, resort style living with easy access to Florida's Gulf Beaches, amazing restaurants, shopping, entertainment, and more, don't let this amazing opportunity pass you by! Call today for a private tour!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,713 |
Total Monthly Payment | $3,325 | $3,247 | $4,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.