Nestled within the quaint and picturesque Locust Point Waterfront Community, This Spacious Center Hall Colonial home exudes timeless charm and Traditional character. Just down the block from A Private Beach club, Residents enjoy access to a Private Beach complete with a Children's Play Area. Locust Point offers exclusive amenities & breathtaking Bridge views & NYC Manhattan Skyline! Step in & you are welcomed to a Large Living room with wood burning fireplace, A Formal Dining Room a Galley Kitchen. There is an effortless flow to the 1st floor 2 bedrooms and Den for Family Relaxation and Full bathroom. Ascending the Staircase, you'll find 3 additional Spacious bedrooms each offering its own unique charm and character with beautiful Water Views and full bathroom. The Backyard has enchanting grounds that beckon you to relax and unwind in lush greenery and Salty air. Seeking for A Peaceful Retreat or Place for lasting Memories, this charming residence is The one!
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,306 | $5,524 |
Total Monthly Payment | $5,057 | $5,003 | $6,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.