Design your Domain (3 to 4 bedroom) and create your own space within this large Carriage House! The well-established St. Therese Rosebush Condominium is a unique opportunity with endless possibilities. . . it's a sanctuary in the city. This property consists of a 557 sq. ft. efficiency unit with full kitchen, 1 bedroom/bathroom, natural gas and attaches to 2, 025 sq. ft. , 2. 5 story barn currently used for storage. You could rent the efficiency and build out your dream home in the barn with plenty of space for a 2/3 bedroom. Private outdoor space exclusive to this unit surrounded by arborvitaes. The 1890 exposed post and beams, fieldstone masonry, wide plank flooring and barn stalls await their revival. This is a project boasting vision and creativity. HOA is self managed by existing 3 members and current fee is $195. /mth - low maintenance with newer roof, separate entrances and common area, 2 parking spaces, shed, and washer/dryer hookups. Pet friendly. Roof-top deck possible and within steps to the Currier Museum! There's nothing quite like it!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $2,705 | $2,646 | $3,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.